There are few tasks in life greater than that of building a house, yet few more desirable. One reaches a stage in life when the lure of owning your own house on your own piece of paradise becomes irresistible. Our particular piece of paradise is a four acre block of land in the countryside of southern Tasmania, which is the island state of Australia. Tasmania is a beautiful part of the world anyway, but this little bit of land was something else again, and when I first saw it about 20 years ago I knew it had to be mine: or should I say ours? My wife and two children…

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As the 2008 recession continues to take a toll on the US economy, numerous commercial and residential real estate development projects are stuck in a holding pattern. Investors are unwilling to invest, and lenders are unwilling and/or unable to lend. Business owners find it extremely difficult to obtain financing that would allow them to develop businesses that would lease commercial units from developers, and residential buyers cannot obtain financing to purchase single-family homes or condos from developers. The general devaluation of properties, lack of equity, limited availability of credit, and the overall decline of economic conditions created a chain of events that has made it increasingly difficult for real estate…

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